Find the right short term medical insurance plan for you

Apply for short term medical insurance with coverage as soon as the next day

Find the right short term medical insurance plan

HOW IT WORKS

How short term medical insurance works

Short term medical insurance -- also known as a temporary insurance -- is an insurance plan that you can apply for as little as 30 days or up to 364 days (depending on your state) to fill gaps in insurance coverage.

These plans use the same insurance terms you may already be familiar with: deductible, coinsurance, and copay. But short term medical insurance plans do not cover all of the same benefits that an Affordable Care Act (ACA or Obamacare) plan would, like pre-existing conditions or maternity care. That’s why short term medical insurance premiums tend to be lower in cost.

There's no enrollment period
There's no enrollment period

You can enroll at any time, and coverage can begin as soon as the next day.

It is affordable
It is affordable

Insurance plans start at less than $99 a month. Plan costs vary by age and coverage type.

Flexible length of coverage
Flexible length of coverage

Coverage period can range from 30 to 364 days with enrollments up to 3 years, depending on your state of residence.

WHAT’S COVERED*

Short term medical insurance coverage

COVERED
  • Doctors appointments
  • Certain prescription medications
  • Unexpected illness and injury
  • Inpatient and outpatient hospital services
  • Emergency room visits
NOT COVERED
  • Pre-existing conditions
  • Cosmetic treatment
  • Pregnancy and maternity
  • Dental & vision care
  • Spinal manipulation
* Coverage may vary by state

Explore your options today!

View and compare plans and prices in your area

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Insurance coverage we offer

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GENERAL DISCLAIMERS

This advertisement is for Short-Term Medical, Indemnity, and Affordable Care Act (ACA) products.

Individuals can enroll in ACA plans outside designated enrollment periods only if specific conditions are met. Individuals can enroll in a Short Term Medical or Indemnity product if not met. Short-term and limited-benefit medical insurance are not part of the Affordable Care Act (Obamacare). They may not cover pre-existing conditions or all ten essential benefits. Limited Benefit Medical Indemnity Insurance is designed to provide additional benefits to supplement major medical insurance and may not be available in some states without proof of major medical insurance.

If you provide your contact information, a licensed insurance agent may contact you to help you enroll in a Short Term Medical, Indemnity, or ACA product from one of the carriers we represent. Enrollment is not obligated and depends on the plan’s contract renewal. We may direct you to our partner websites for additional assistance. It is essential to carefully review all policies before making a decision.

This site is not affiliated with the government’s Health Insurance Marketplace website or any state government health insurance marketplace. We do not offer every plan available in your area. For more information on how we process your personal information, visit our website and review our privacy policy and notices.